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Gold and Silver Jewelry Buying Guide

The following tips will help you buy gold and silver jewelry as well as other types, such as diamond and platinum pieces. We’ll take you through every step of the jewelry buying process on this page.

  1. Understand the appropriate quality standards. Every type of jewelry metal and gem has its own quality standards that will affect the value of the piece. For instance, the value of gold and silver jewelry is usually determined by the amount of the precious metal it contains. Likewise, with diamond jewelry, the value is determined by a number of factors, including carat weight, color, cut, and clarity. Familiarize yourself with the standards of quality for the piece you want to purchase before you begin shopping.
  2. Set a budget. Before you begin looking for silver and gold jewelry, set a reasonable budget. Your budget constraints will heavily influence the selection of pieces from which you can choose. In determining a realistic budget, you might research pieces similar to the one you want on various jewelers’ sites.
  3. Choose a jeweler with a money-back guarantee. In the event that you are dissatisfied with your jewelry order, you should be able to send the piece back for an exchange or full refund. Check the jeweler’s return policy before you buy. Try to select a retailer with at least a 30-day money-back policy.
  4. Look for jewelers with free follow-up services. Many online retailers of gold and silver jewelry will offer certain services for free for a lifetime on any pieces you purchase from them. For instance, jewelers commonly offer free resizing for life on some ring purchases. Similarly, the jeweler may offer free cleanings and/or inspections every year. These services are essential to preserving the beauty of your jewelry, and their costs can quickly add up. To save yourself the expense, buy from a jeweler that offers these services for free.
  5. Select your pieces according to their intended wear. Pieces of gold and silver jewelry that you intend to wear every day will obviously have to meet different standards of durability than pieces reserved for special occasions. Make sure you consider a piece’s strength and durability when shopping for everyday items, such as wedding bands, engagement rings, etc. For example, if you work with your hands often, choosing a large diamond for your engagement ring is probably not practical.
  6. Don’t be afraid to ask for help. Remember that your jeweler is there to assist you with the buying process and answer your questions about silver and gold jewelry. If you are unsure about something, don’t hesitate to call or email your online jeweler. They usually have knowledgeable customer service reps available who can guide you through the buying process.